Solution & Strategy for the Electronic Payment Industry


Banks must improve their cost/income ratio. Card Issuing departments must adapt to comply with this new demanding requirement.



SmartPay can help you find the optimal target operating model to maximize the financial results of your department, considering:

- levers for revenue increase

-> new technology, new customer needs, social medial,..

- levers for cost decrease

-> mutualization, business process outsourcing, benchmark supplier offers,...